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Being a driver I always wonder why there is no escape from paying hundreds of dollars on a car? Sometimes it seems to not matter what type of car you own, the design or the brand, the year or manufacturing country - you will always end up paying more than you were supposed to from the beginning. Why are the insurance policy ratings constantly increasing and when is it going to stop? The answer is - never. With the amount of accidents that take place today it is impossible to lower premiums on your insurance as insurance companies need to solve these problems somehow. So what can we possibly do...